“How Will You Be Paying?”: A Look at P2P Payments

As methods of payment continue to evolve, they have become varied across demographics. While few consumers carry significant amounts of cash, and even fewer write checks, more and more are using a growing number of non-cash alternatives to pay for products and services. Credit and debit cards are generally the...

Forecasting the Future of Digital Wallets

The question of digital wallet acceptance is a tired one – but for many merchants a decision they might want to reconsider.  Stored credentials, defined as a system or service that stores multiple payment methods for use across multiple websites, is not a new concept.  In fact, many would say...

What Have We Done To Consumer Expectations?

Whatever you think of him, Steve Jobs was excellent at product development.  Consumer friendly, intuitive design was the at the core of every product he introduced.  He felt that the user should be able to effectively use a device or software without being told or shown how, and he did...