Last week the Court of Justice of the European Union (CJEU) struck down the Safe Harbor agreement (Decision 2000/520/EC) that’s been in place since 2000. The Safe Harbor agreement bridged EU and US laws and safeguards that govern the transfer of personal data* from the EU to the US. The recent judgment can have a…
Month: October 2015
If Facebook Has Its Way with Commerce
Facebook announced that it is piloting two new features: Shopping Feed and Canvas. The Shopping Feed, as you might guess, is a shopping section on the website that will act, in Facebook’s words, as a “single place for people to more easily discover, share, and purchase products.” Canvas will act as the social network’s enhanced…
W. Capra’s Ed Collupy provides insights to EMV discussions at NACS Show 2015.
The following story is reposted from C Store Decisions and features commentary by W. Capra Executive Consultant, Ed Collupy. “It ain’t over till it’s over.” Yogi Berra may have had some insight into the EMV challenge the Convenience Store industry faces when this “Yogi-ism” was uttered back in 1973. There was discussion and frustration regarding EMV…
Mobile Payment Is Ready to Explode: Experts says it's not a matter of if, but when this technology takes off.
This story is reprinted from Convenience Store News and features commentary from W. Capra Partner, Doug Rodewald, and W. Capra Executive Consultant, Ed Collupy. LAS VEGAS — Mobile payment will definitely be part of the future convenience store landscape, Doug Rodewald, partner at W. Capra Consulting, stated during Sunday’s “Mobile Payment Solutions” educational…
NACS Show Kicks Off
The following article is reposted from Convenience Store Decisions and features commentary from W. Capra Partner, Doug Rodewald and W. Capra Executive Consultant, Ed Collupy. From mobile to FDA rules for food labeling and tobacco, NACS shares the latest trends and information with convenience store retailers. The National Association of Convenience Stores (NACS) Show kicked…
"Sweet Spot" Bundling: Using POS transaction-log data to design in-store promotions
The following article was originally posted on CSPnet and features commentary from W. Capra Executive Consultant, Ed Collupy. LAS VEGAS —Where “big data” and complex analytics have drawn interest among those in the convenience-store channel, retailers interested in technology on the first day of the annual NACS convention and trade show heard about how to design…
The Advancement of Apple Pay: International Expansion
This is part 3 of a 3 part series. Part 1 can be found here and part 2 can be found here. With the release of Apple’s iOS9 this fall, Apple’s Passbook app transforms into the Wallet. At the Worldwide Developers Conference, held in San Francisco in June, Apple announced three key updates to the Wallet…
The Advancement of Apple Pay: New Apple Pay Partners
This is part 2 of a 3 part series. You can find part 1 here. With the release of Apple’s iOS9 this fall, Apple’s Passbook app transforms into the Wallet. At the Worldwide Developers Conference, held in San Francisco in June, Apple announced three key updates to the Wallet experience: Support for Loyalty and Private Label…
The Advancement of Apple Pay: Support for Loyalty and Private Label Cards
This is part 1 of a 3 part series. Part 2 can be found here and part 3 can be found here. With the release of Apple’s iOS9 this fall, Apple’s Passbook app transforms into the Wallet. At the Worldwide Developers Conference, held in San Francisco in June, Apple announced three key updates to the Wallet…
Mobile Platform: Acceptance vs. Engagement
As the adoption of mobile commerce technology increases, merchants must inevitably consider the means through which they will integrate mobile into their current consumer experience. Some merchants will opt to enable mobile payment through consumer programs such as Android Pay or Apple Pay; in mobile terms, we call this Acceptance. Other merchants may opt to…
How to Take Advantage of Learning Opportunities
Note: This article was originally published in CStoreDecisions.com by W. Capra executive consultant, Ed Collupy Retailers looking for insights on the technology front, whether it’s optimizing data or adding a mobile payment system, can find it at the NACS Show. The National Association of Convenience Stores (NACS) Show being held this month offers convenience store retailers…
Analyzing the Impact of the Durbin Amendment on Merchants
Fewer pieces of regulation in the payments space have been as divisive as the Durbin Amendment of the Dodd-Frank Wall Street Reform and Consumer Protection act. What was originally intended as a means of reducing merchants’ debit interchange fees has become a consistent headache for most merchants, large and small. The Federal Reserve of Richmond…