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Month: October 2015

Safe Harbor Agreement Update

Last week the Court of Justice of the European Union (CJEU) struck down the Safe Harbor agreement (Decision 2000/520/EC) that’s been in place since 2000. The Safe Harbor agreement bridged EU and US laws and safeguards that govern the transfer of personal data* from the EU to the US. The recent judgment can have a…

October 30, 2015 by wcapra No comment(s) CAPRAplus, SECURITY+ EU, Safe Harbor
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If Facebook Has Its Way with Commerce

Facebook announced that it is piloting two new features: Shopping Feed and Canvas. The Shopping Feed, as you might guess, is a shopping section on the website that will act, in Facebook’s words, as a “single place for people to more easily discover, share, and purchase products.” Canvas will act as the social network’s enhanced…

October 27, 2015 by wcapra No comment(s) DIGITAL+ Facebook, Facebook Canvas, Mobile Commerce
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W. Capra’s Ed Collupy provides insights to EMV discussions at NACS Show 2015.

The following story is reposted from C Store Decisions and features commentary by W. Capra Executive Consultant, Ed Collupy. “It ain’t over till it’s over.” Yogi Berra may have had some insight into the EMV challenge the Convenience Store industry faces when this “Yogi-ism” was uttered back in 1973. There was discussion and frustration regarding EMV…

October 23, 2015 by wcapra No comment(s) PAYMENTS+, PETRO+ EMV, NACS
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Mobile Payment Is Ready to Explode: Experts says it's not a matter of if, but when this technology takes off.

This story is reprinted from Convenience Store News and features commentary from W. Capra Partner, Doug Rodewald, and W. Capra Executive Consultant, Ed Collupy.       LAS VEGAS — Mobile payment will definitely be part of the future convenience store landscape, Doug Rodewald, partner at W. Capra Consulting, stated during Sunday’s “Mobile Payment Solutions” educational…

October 15, 2015 by wcapra No comment(s) PETRO+ Mobile Commerce, Mobile Payment, NACS
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NACS Show Kicks Off

The following article is reposted from Convenience Store Decisions and features commentary from W. Capra Partner, Doug Rodewald and W. Capra Executive Consultant, Ed Collupy. From mobile to FDA rules for food labeling and tobacco, NACS shares the latest trends and information with convenience store retailers.   The National Association of Convenience Stores (NACS) Show kicked…

October 13, 2015 by wcapra No comment(s) PETRO+ NACS
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"Sweet Spot" Bundling: Using POS transaction-log data to design in-store promotions

The following article was originally posted on CSPnet and features commentary from W. Capra Executive Consultant, Ed Collupy. LAS VEGAS —Where “big data” and complex analytics have drawn interest among those in the convenience-store channel, retailers interested in technology on the first day of the annual NACS convention and trade show heard about how to design…

October 13, 2015 by wcapra No comment(s) PETRO+, RETAILSYSTEMS+ Retail Technology
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The Advancement of Apple Pay: International Expansion

This is part 3 of a 3 part series. Part 1 can be found here and part 2 can be found here. With the release of Apple’s iOS9 this fall, Apple’s Passbook app transforms into the Wallet. At the Worldwide Developers Conference, held in San Francisco in June, Apple announced three key updates to the Wallet…

October 9, 2015 by wcapra 1 comment DIGITAL+ apple pay
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The Advancement of Apple Pay: New Apple Pay Partners

This is part 2 of a 3 part series. You can find part 1 here. With the release of Apple’s iOS9 this fall, Apple’s Passbook app transforms into the Wallet. At the Worldwide Developers Conference, held in San Francisco in June, Apple announced three key updates to the Wallet experience: Support for Loyalty and Private Label…

October 9, 2015 by wcapra 1 comment DIGITAL+ apple pay
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The Advancement of Apple Pay: Support for Loyalty and Private Label Cards

This is part 1 of a 3 part series. Part 2 can be found here and part 3 can be found here. With the release of Apple’s iOS9 this fall, Apple’s Passbook app transforms into the Wallet. At the Worldwide Developers Conference, held in San Francisco in June, Apple announced three key updates to the Wallet…

October 9, 2015 by wcapra No comment(s) DIGITAL+, LOYALTY+ apple pay
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Mobile Platform: Acceptance vs. Engagement

 As the adoption of mobile commerce technology increases, merchants must inevitably consider the means through which they will integrate mobile into their current consumer experience. Some merchants will opt to enable mobile payment through consumer programs such as Android Pay or Apple Pay; in mobile terms, we call this Acceptance. Other merchants may opt to…

October 8, 2015 by wcapra No comment(s) DIGITAL+ Mobile Commerce, NACS
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How to Take Advantage of Learning Opportunities

Note: This article was originally published in CStoreDecisions.com by W. Capra executive consultant, Ed Collupy Retailers looking for insights on the technology front, whether it’s optimizing data or adding a mobile payment system, can find it at the NACS Show. The National Association of Convenience Stores (NACS) Show being held this month offers convenience store retailers…

October 8, 2015 by wcapra No comment(s) PETRO+ NACS
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Analyzing the Impact of the Durbin Amendment on Merchants

Fewer pieces of regulation in the payments space have been as divisive as the Durbin Amendment of the Dodd-Frank Wall Street Reform and Consumer Protection act. What was originally intended as a means of reducing merchants’ debit interchange fees has become a consistent headache for most merchants, large and small. The Federal Reserve of Richmond…

October 8, 2015 by wcapra No comment(s) PAYMENTS+ Debit, Durbin, Durbin Amendment, Interchange
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