Solution & Data Architecture

The Fourth Industry Revolution (IR4) is upon us. To thrive in this environment, innovations must be developed to meet current and future business needs. W. Capra has a team of retail architects that specialize in evaluating business needs, data requirements and industry innovations to engineer best-in-class, business-minded solutions supporting strategic roadmaps.

W. Capra’s approach is to analyze, architect, and implement. An analysis will be conducted of the current environment, the strategic roadmap, and industry innovations. The solution is then architected based on the analysis while ensuring standards-driven integration between components is fit-for-purpose, extensible and scalable. During the implementation process, we work to ensure the architecture is implemented properly, tested and reviewed to guarantee the solution is setup and operating as designed.

Latest Insights

  • What’s In Store for Retail: Industry Trends to Watch
    While uncertainty around the state of the economy lingers due to inflation, retailers have remained focused on roadmaps centered around new technology and experiences to keep customers engaged. Here we examine the top trends retailers should be watching.
  • What Merchants Need to Know About the Visa / Mastercard Settlement
    Though there are multiple class action lawsuits in place against the card brands, the particular litigation addressed in the March 26, 2024, settlement carries industry-wide implications. Per the settlement, Visa and Mastercard have agreed that, interchange rates will lower rates by 4 basis points for the next 3 years.
  • What’s the Cost of Not Monitoring Your Cost of Acceptance?
    Every major retailer accepts credit card payments across the varied channels that consumers use to shop. With this acceptance comes myriad processing fees, ranging from direct and understandable to fees described with esoteric acronyms on merchant funding statements that only the most experienced experts on the acquirer team can explain. Since payment processing fees can be one of the most significant expenses a retailer has, how can you stay on top of your cost of acceptance and ensure margins aren’t eroding in an increasingly challenging macroeconomic environment?

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