OPERATIONS SERVICES
Fraud & EMV
No matter the channel of commerce, every merchant must be prepared to combat fraud using an arsenal of tools. W. Capra leads the development of fraud strategies, fraud vendor selection, and implementations in numerous verticals to mitigate risk and exposure that merchants will continue to thwart fraudsters for years to come.
W. Capra implements the most recent advancements in risk reduction technologies including EMV, 3D Secure 2.0, and Click to Pay (SRC). In the card present space, W. Capra assists clients with all phases of EMV projects including requirements, communications, deployment, and certification for both contact and contactless interfaces. For card not present (CNP) risk reduction, W. Capra implements the latest technologies such as 3DS 2.0 and Click to Pay (SRC).
W. Capra specializes in fraud management in the form of optimizing rules to achieve lower fraud rates and reduce the impact of false positives when assessing transactions. Using Machine Learning techniques and advanced data modeling, W. Capra optimizes fraud tools for maximum effectiveness. Optimizing rules on a regular and ongoing basis is a requirement for effective fraud mitigation due to constantly evolving tactics fraudsters leverage.
Latest Insights
- Visa Sued for Monopolizing Debit MarketsThe US DOJ recently announced a lawsuit against Visa, alleging it has engaged in monopolizing the debit network markets, entering into unlawful agreements to restrain trade, and violating the Sherman Act. Here’s what merchants should know about it.
- The Future of PCI DSS Scoping and Segmentation: What’s Changed?he ever-evolving cybersecurity landscape has made it more urgent than ever to address these challenges, and the release of the new 2024 PCI DSS Scoping and Segmentation Guidance could not have come soon enough. The new supplement has evolved significantly from its 2017 predecessor, offering much-needed updates to help organizations navigate today’s complex network environments and better protect cardholder data.
- Orchestrating Success: How Merchants Can Better Capitalize on the Benefits of Payment OrchestrationAs the complexity of managing multiple payment channels and services continues to evolve, the concept of payment orchestration has garnered increasing attention in the merchant community. Despite this growing interest, there has been a notable lag in actual implementation of orchestration capabilities. Here we explore what payment orchestration is, why it’s relevant to merchants, and how to overcome the challenges to effective orchestration.
