TECHNOLOGY SERVICES
Payments Technology
Payments technology continues to evolve at a rapid pace. From EMV to Point-to-Point-Encryption (P2PE) to Alternative Payments, businesses must stay on top of the ever-changing payment environment to meet consumer demand.
W. Capra has a team of business-minded payment technology experts that provides technical leadership, direction, and analysis to a wide range of payment initiatives in a payment processing environment. We have effectively implemented new payment technologies across multiple verticals to enhance merchants’ payments ecosystems.
W. Capra’s approach is to analyze, design and implement. An analysis will be conducted of the current environment and the desired payment technology change, ensuring that business requirements are understood. We then create a design that architects the integration of multiple components of the environment. As part of implementation, testing is reviewed and confirmed to ensure a solid implementation.

Latest Insights
- Top Trends Every Retailer Should Be Aware of for 20232023 marks the fourth year of a decade that began with a once-in-a-lifetime pandemic that transformed the retail industry. As supply chain issues and other economic challenges caused by the pandemic continue to fester, retailers are finding a new normal with hybrid shopping. This means retailers have even more opportunities to create new offerings and optimize the consumer journey.
- Are you using vendors in your tech stack for the core function they bring to your organization?In recent years, the industry has witnessed a hybrid approach to the two vendor managements models detailed here. In this hybrid model, a payment orchestration layer or a gateway provides pre-existing, best-in-class integrations for a merchant to leverage.
- Why does the Sephora data privacy fine matter for large merchants, and what is the Global Privacy Control (GPC)?The Sephora decision signals that California is serious about enforcing data privacy legislation. The Sephora ruling was, more broadly, a warning shot for companies. It was the first action taken by an Attorney General to levy a fine against any company for failure to comply with CCP