With many payment channels, bad actors seek to take advantage of vulnerabilities to secure goods or funds at little to no cost to them; the same holds true for mobile payment applications. With each merchant mobile app implementation, different combinations and permutations of entry points for fraudsters arise, and in...
Data Privacy and the Consumer Relationship
The conversation around data privacy and trust is evolving. In allowing consumers the right to access and the right to delete personal information that a merchant maintains, the General Data Protection Regulation (GDPR) was the first sweeping law of its kind. The California Consumer Privacy Act (CCPA) followed not long...
Whitepaper: Data Privacy
From the Target and Home Depot breaches to Marriott's most recent breach weeks ago, data breaches are becoming a near-daily part of the standard news cycle. In response to the increasing concern over consumer data privacy, numerous government entities are evaluating and drafting consumer data privacy protection laws. The European...
CaaS/MaaS – Crime as a Service/Malware as a Service
Technology has always proven to be a double-edged sword throughout history; as the world improves technology standards and efficiency, so do the bad guys. The latest iteration of threats come in the form of what we know today as SaaS, but are re-engineered for malicious purposes and redefined as CaaS...
The MYTH of getting robbed from your pocket via Contactless Payments
While navigating on social media, I found a video around contactless fraud. The video warns people to be protective of their wallets as he initiated a contactless transaction with another person who carried his wallet inside his back pocket (you can see the video here). Of course, a video like...
Simple Security Tips for Consumers
We see a steady stream of news stories about data breaches that result in damage to company reputations, impact to share valuation, cost to implement new security measures and in many cases fines and/or penalties to cover the cost of associated fraud. In the payments and security world, we tend...
India Drafts Policy to Reduce Influence of Large Tech Companies
The following has been re-posted from Loyalty360. The original article can be found here. The draft of a new e-commerce policy has emerged in India, one that calls for a “level playing field” between Indian businesses and global competitors. The policy, if enacted, would require tech companies like Amazon or...
My Compliance Assessment Didn’t Go Well… Now What?
It’s a scary situation: after all the meetings, evidence gathering and reviews, the compliance assessment comes back with red flags. Regardless of the type of compliance assessment (PCI, SOX, SOC-2, etc.) the prospect of fines and/or business interruptions can put a dark cloud over any organization. So what do you...
W. Capra and McAfee Services
The following video was created by McAfee for their MPOWER Cybersecurity Summit. Featuring W. Capra Partner Matt Beale, the video discusses the professional relationship between McAfee and W. Capra. https://youtu.be/CU3kh9dePG8
Unlocking Security Issues
The following article has been re-posted from Convenience Store Decisions. The original posting can be found here. A multi-faceted approach to store security—from locks and cameras to smart safes and best practices in data security—is necessary to keep c-stores safe from theft in 2017. By Ed Collupy Around-the-clock business like...
The Dust Has Settled On Equifax. What Now?
On September 7, Equifax, one of the “big three” U.S. credit bureaus, announced a massive data breach impacting an estimated 143 million Americans. Now that preliminary information related to the breach has been released, this CapraPLUS post reflects on what happened, the impacts of the event (both immediate and long-term),...
InfoSec: Facts vs. Feelings
Preservation of cultural integrity within an organization is often among senior leadership’s top priorities. This is understandable, given the influence that culture has on morale, efficiency, and productivity. Potential impact to the culture holds significant weight in decision making processes across all departments, particularly those that are revenue generators (aka...