When considering security protection and prevention measures, if the goal is to not become the next headline, the time to start working on your approach is today. This isn’t something that should be planned and budgeted for 2022.
What’s Coming in PCI DSS 4.0 and How Should You Prepare?
Merchants can expect significant changes forthcoming in PCI 4.0 for the standard to match the current state of our payments ecosystem.
How do you know when to add Network Tokenization to your payment arsenal?
It’s important to take a holistic step back and think about the goals of your payment architecture to determine whether network tokenization is a strategic fit for your organization
The CPRA Takes Effect Sooner Than You Might Think
While January 1, 2023 sounds like it’s eons away, from a project planning and assessment timeline perspective, it’s quite soon. When you add in the CPRA lookback period of January 1, 2022, and associated fines and penalties that will hit in 2023, planning takes on even greater importance.
The Liability Shift for Outside Payment Fraud at Gas Stations is Looming
There are efficiencies that can be gained with any hardware or software upgrade, especially with a project as intensive as becoming Outdoor EMV compliant.
Is a Tailored Managed Fraud Service Right for Your Business?
Recently, Danny Omiliak, Senior Consultant with W. Capra Consulting Group, was enjoying some time away from his Chicago home, visiting Arizona. At the same time, however, Danny’s credit card was making purchases around Chicagoland. Imagine for a moment, that you were a merchant among the handful where Danny’s stolen card...
Preventing Payments Fraud with Dynamic Verification
In the payments industry one of the major ongoing concerns for both issuers and merchants has been fighting fraudulent transactions. Historically the most known types of fraud for Card-Present transactions (Contact and Contactless) are Counterfeit (cloning a card’s magnetic stripe information onto another) and Lost-stolen (using a valid card without...
Managing Work-Life Balance Under COVID-19
Not too long ago, many of us idealized opportunities to work from home. What was not to love about working from the coziness of home? Your kids were at school, you could focus on productivity and you did not have to bother looking at your watch to be sure you...
Data Privacy Update: First CCPA warning notices distributed, California Assembly Bill 1281 and CPRA
California continues to lead the pack in terms of states implementing and enforcing consumer data privacy rights. Shortly after CCPA enforcement started, the California Attorney General (AG) issued a series of warning notices to various businesses. The content of those letters is confidential, but during a recent conference the Supervising...
Behind the Numbers of the 2020 Technology Study
This article originally appeared in Convenience Store News. Convenience Store News' online content can be found here. It is clear that the COVID-19 pandemic has brought about technology momentum. The impacts of COVID-19 clearly show the tech influence on ways that businesses must now operate. For those retailers participating in...
Information Technology and Communication During COVID-19
With the ongoing pandemic, workers across the country have had their typical work locations shifted and displaced, often to haphazard home office setups, with some organizations scrambling to enable their workforce to work from home. Resulting from this of course is the obvious chaos, shuffling of duties and tasks, and...
Analysis of the Texas AFD Anti-Skimming Regulation
Introduction to the Regulation On September 1st, 2019 Texas Legislature created Chapter 607 of the Texas Business and Commerce code related to card skimmers on automated fuel dispensers (AFDs). This chapter requires petroleum merchants to implement procedures to prevent, detect, and report the installation of skimmers on their unattended AFDs....