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Category: PAYMENTS+

Analyzing the Impact of the Durbin Amendment on Merchants

Fewer pieces of regulation in the payments space have been as divisive as the Durbin Amendment of the Dodd-Frank Wall Street Reform and Consumer Protection act. What was originally intended as a means of reducing merchants’ debit interchange fees has become a consistent headache for most merchants, large and small. The Federal Reserve of Richmond…

October 8, 2015 by wcapra No comment(s) PAYMENTS+ Debit, Durbin, Durbin Amendment, Interchange
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Taking Stock of Your EMV Readiness

For most merchants, implementing EMV by the October 1 date did not happen. As it currently stands, anywhere from 15% – 25% of merchants will be EMV enabled by October, 2015. This low number means that the majority of merchants who are planning to implement EMV are currently in the planning/design and execution phase of the EMV…

October 8, 2015 by wcapra No comment(s) PAYMENTS+ EMV
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221 North LaSalle Street Suite 1325 Chicago, IL 60601
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