Patrick T. Raycroft


Patrick has 10 years of experience in the C-store and Fuel retailing industry with a primary focus on retail technology and consumer-facing programs. Patrick is driven by his passion for the C-store and Fuel retailing industry and his belief that the industry meets critical needs in the communities it serves. Patrick holds a Bachelor of Science in Computer Science and Engineering from the University of Notre Dame.

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  • Why should merchants work with W. Capra on their Fraud Management program?
    The most frequently stated struggle for fraud management teams is how to manage new areas of fraud to prevent lost revenues, but this is not where the only focus should be; successful programs do this while mitigating friction in their consumer experience. 
  • What’s In Store for Retail: Industry Trends to Watch
    While uncertainty around the state of the economy lingers due to inflation, retailers have remained focused on roadmaps centered around new technology and experiences to keep customers engaged. Here we examine the top trends retailers should be watching.
  • What Merchants Need to Know About the Visa / Mastercard Settlement
    Though there are multiple class action lawsuits in place against the card brands, the particular litigation addressed in the March 26, 2024, settlement carries industry-wide implications. Per the settlement, Visa and Mastercard have agreed that, interchange rates will lower rates by 4 basis points for the next 3 years.
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