Pat M. Raycroft Bio

LEADERSHIP

Pat M. Raycroft

Founding Partner


Pat has extensive experience as part of senior management teams at BP and Amoco. He directed the development and implementation of IT consolidation and integration efforts required to support two successive multi-billion dollar mergers. He managed the design and implementation of Amoco’s retail systems including their site networking and card processing platforms. Pat has also led retail site architecture work, developed vendor strategies and executed RFP processes for POS and site connectivity, and developed strategies for loyalty programs. Currently, he is a managing partner of the W. Capra Consulting Group focusing on retail technology.

raycroft@wcapra.com
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Insights

  • When to Prepare for EV
    Though there remains ongoing debate around how to best deploy the EV infrastructure, and although internal combustion vehicles will surely remain in market for a long time to come, the tipping point for national EV adoption remains an inevitability.
  • What is a Payment Account Reference (PAR) and why does it matter to merchants?
    PAR is an alphanumeric reference point that enables a business to track a consumer and their payment account across the various payment methods they use. For example, a consumer may have 3 credit cards in their wallet, each of which would generate a different token if used in a tokenized environment. PAR links these cards to a single payment account and broadens the idea of tracking a consumer’s activity across payment methods beyond the scope of a single merchant.
  • PCI DSS 4.0 looms large  
    Merchants need to immediately start understanding what additional budget they are planning to allocate to tackle the increased time and costs necessary to maintain PCI compliance. Even working to find and procure the services of an approved scanning vendor will take time and internal resources.