Payments Optimization Reimagined: Pillar 1 – Customer Strategy
As payment technologies continue to evolve, the line between payment experience and customer experience has increasingly blurred. Payments are no […]
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Is PINLess Debit Routing a fit for your payment ecosystem?
Utilizing PINLess debit to decrease cost of acceptance is certainly very enticing, but it also can be a very daunting undertaking. For some merchants, PINLess debit may mean a full-scale change to POS, reconciliation, and acquirer/gateway message specification and configurations to support this transaction routing.
Leaping from Level 2 to Level 1 PCI Merchant Status? Here’s how we can help
For many merchants, PCI Compliance and related activities are a necessary annual pursuit that require additional work for resource strapped internal business units. The looming complexities of PCI DSS 4.0, combined with transitioning to a Level 1 merchant, will likely leave many organizations in the lurch as they determine how to handle these increased responsibilities.
The Top Upcoming Card Brand Changes All Merchants Should Know About
Any time the card brands introduce a new change, it has potential to carry significant impact to the merchant community. In this article, we’ll examine the top merchant-facing changes recently announced by Mastercard, Visa, AMEX, and/or Discover.
Convenience & Energy and the Growth of Subscription Services
Subscriptions are everywhere you look, including places where subscriptions haven’t traditionally been leveraged, such as fast-food chains and movie theaters. Convenience stores and energy retailers are no exception. There are many reasons for the growth of subscription services.
Strategic Pricing
In-store profit faces many headwinds these days. Supply chain disruption, inflationary pressure, and increased labor costs have us all wondering […]
Consumer Payments – The Challenge And The Opportunity
Incorporating consumer payment preferences into the customer experience is a critical building block of a loyal & profitable customer base. While […]
Should You Be Accepting Cryptocurrency?
As new currencies continue to emerge in the market, the questions that must always steer consumer engagement and technology roadmaps are: what is the impact on consumers who wish to transact for physical goods? What segment of the population are you missing if you don’t move to implement? And does this segment impact bottom line?
Can EMV 3DS 2.0 Benefit Your Organization?
EMV 3DS 2.0, the new standard, allows merchants to perform enhanced consumer authentication via means such as biometric verification or one-time SMS passcodes. Previously, all a fraudster would need to complete a Card-Not-Present transaction is a payment card and zip code. With EMV 3-D Secure pushing a one-time code to a consumer’s device, the fraudster can no longer complete that transaction without also having obtained and unlocked access to the consumer’s device.
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