Skip to content
221 North LaSalle Street Suite 1325 Chicago, IL 60601
1-312-873-3300
info@wcapra.com
  • Twitter
  • LinkedIn
W. Capra Consulting Group
  • Industries
    • Convenience & Energy
    • Dining & QSRs
    • Fashion & Apparel
    • Digital Goods & Services
    • Grocery
    • Hospitality & Travel
    • Financial Services
  • Services
    • Strategy
      • Payment Strategy
      • DCX Strategy
      • Product & Service Selection
      • Partnership Development
      • Assessments & Benchmarking
      • Market Execution
    • Technology
      • Technology Roadmap
      • Payments Technology
      • POS Solutions
      • Back Office & Store Technology
      • Commerce Security
      • Solution & Data Architecture
      • Integration Services
      • Testing & Certification
      • Cloud & Networks
      • Machine Learning & AI
      • Trellix Services
    • Operations
      • Payments Operations
      • Fraud & EMV
      • Loyalty
      • Operational Integrity
      • PCI Services
      • Data Privacy
      • Growth Marketing
    • Transformation
      • Program & Project Delivery
      • Deployment
      • Process Optimization
      • Costs Optimization
      • Agile Transformation
  • About
    • The Capra Difference
    • Leadership
    • Industry Leadership
    • Locations
    • Work for Us
      • Career Opportunities
    • Contact W. Capra
  • Insights
    • CAPRAplus
      • PAYMENTS+
      • RETAILSYSTEMS+
      • DIGITAL+
      • PETRO+
      • LOYALTY+
      • SECURITY+
Contact Us

Category: PAYMENTS+

Is a Payment Orchestration Layer right for your business?

If your business is looking to reduce friction for consumers at checkout, increase payment acceptance, optimize transaction routing, and innovate your payment architecture quickly as you add geographies, currencies, and additions to your payment flow, then a Payment Orchestration Layer is an obvious and necessary addition.

May 19, 2022 by wcapra No comment(s) PAYMENTS+ consumer experience, payment acceptance, payment orchestration, Payments, transaction routing
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

How and when to forge boldly ahead with an autonomous checkout solution?

Consumer expectations around reduced friction at checkout, not waiting in long lines and burgeoning labor shortages have made self-checkout solutions more imperative than ever before.

May 12, 2022 by wcapra No comment(s) DIGITAL+, PAYMENTS+, PETRO+, RETAILSYSTEMS+ Consumer Engagement, consumer experience, POS, Retail Technology, self checkout
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

Is PINLess Debit Routing a fit for your payment ecosystem?

Utilizing PINLess debit to decrease cost of acceptance is certainly very enticing, but it also can be a very daunting undertaking.  For some merchants, PINLess debit may mean a full-scale change to POS, reconciliation, and acquirer/gateway message specification and configurations to support this transaction routing.

May 2, 2022 by wcapra No comment(s) PAYMENTS+ debit routing, Payments, pinless, pinless debit routing
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

Leaping from Level 2 to Level 1 PCI Merchant Status? Here's how we can help.

For many merchants, PCI Compliance and related activities are a necessary annual pursuit that require additional work for resource strapped internal business units.  The looming complexities of PCI DSS 4.0, combined with transitioning to a Level 1 merchant, will likely leave many organizations in the lurch as they determine how to handle these increased responsibilities.

March 25, 2022 by wcapra No comment(s) PAYMENTS+, RETAILSYSTEMS+, SECURITY+ data security, payment security, Payment Technology, pci, PCI compliance, pci-dss
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

The Top Upcoming Card Brand Changes All Merchants Should Know About

Any time the card brands introduce a new change, it has potential to carry significant impact to the merchant community. In this article, we’ll examine the top merchant-facing changes recently announced by Mastercard, Visa, AMEX, and/or Discover.

March 17, 2022 by wcapra No comment(s) PAYMENTS+, RETAILSYSTEMS+ EMV, payment cards, Payments
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

Convenience & Energy and the Growth of Subscription Services

Subscriptions are everywhere you look, including places where subscriptions haven’t traditionally been leveraged, such as fast-food chains and movie theaters. Convenience stores and energy retailers are no exception. There are many reasons for the growth of subscription services.

March 11, 2022 by wcapra No comment(s) DIGITAL+, LOYALTY+, PAYMENTS+, PETRO+ convenience stores, Loyalty, Petro, subscription, Subscription Services
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

Should You Be Accepting Cryptocurrency?

As new currencies continue to emerge in the market, the questions that must always steer consumer engagement and technology roadmaps are: what is the impact on consumers who wish to transact for physical goods? What segment of the population are you missing if you don’t move to implement? And does this segment impact bottom line?

February 24, 2022 by wcapra No comment(s) PAYMENTS+ cryptocurrency, Payments, payments industry, retail payments
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

Can EMV 3DS 2.0 Benefit Your Organization?

EMV 3DS 2.0, the new standard, allows merchants to perform enhanced consumer authentication via means such as biometric verification or one-time SMS passcodes. Previously, all a fraudster would need to complete a Card-Not-Present transaction is a payment card and zip code. With EMV 3-D Secure pushing a one-time code to a consumer’s device, the fraudster…

February 17, 2022 by wcapra No comment(s) PAYMENTS+, SECURITY+ CNP, data privacy, EMV, Payments
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

Not All Fleets Are Created Equal

Whether an organization maintains an existing fleet offering or they’re evaluating fleet as a new opportunity, one of the most common barriers that retailers face when attempting to gain incremental market share is that their offering assumes a universal need across the fleet portfolio. In reality, the needs that over-the-road (OTR) fleet users require in…

January 13, 2022 by wcapra No comment(s) DIGITAL+, PAYMENTS+, PETRO+ fleet cards, fleet programs, Payments, Petroleum, retail fuel
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

Buy Now, Pay Later is here to stay. But should your business be ready?

Many consumers and merchants have embraced Buy Now, Pay Later (BNPL) solutions. For merchants, the opportunity to boost their basket sizes, increase total transaction volume, and access a broader demographic base has been a boon. Consumers view it as a way of purchasing big ticket items while avoiding the burden of high-interest credit card debt.…

December 16, 2021 by wcapra No comment(s) DIGITAL+, PAYMENTS+, RETAILSYSTEMS+ BNPL, buy now pay later, Payment Technology, Payments, payments industry, retail payments
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

PAX POS Security and what it means to your organization

Security attacks should be mentioned in the same breath for predictability as death and taxes, and increasingly an organization’s security resources are too strapped for time to operate, complete project work, and continue to adapt and tune their security approach. Third parties who can evaluate your current security environment and provide critical, unbiased feedback with a plan for continued improvement are more vital than ever before.

December 2, 2021 by wcapra No comment(s) PAYMENTS+, SECURITY+ data breach, data security, payment security, security assessment
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

Demystifying Token Conversion

There’s an inherent stickiness to any token provider, but as companies evaluate their payment architecture and look at pricing, performance, service level agreements (SLAs), and other factors, chances are that swapping out a provider or adding a new service will require a token conversion.

November 3, 2021 by wcapra No comment(s) PAYMENTS+, SECURITY+ payment security, Payments, token conversion, tokenization
Facebook
Twitter
Google+
LinkedIn
Pinterest
Read more

Posts navigation

1 2 3 … 13
W. Capra Consulting Group
  • Home
  • About
  • Insights
  • Work for Us
  • Privacy Policy
W. Capra Consulting Group © 2023
221 North LaSalle Street Suite 1325 Chicago, IL 60601
1-312-873-3300
info@wcapra.com
  • Twitter
  • LinkedIn