There is no question that introducing AI capabilities into your company's environment offers advantages for most business functions, including your company's Security team, their processes, and the tools they use. However, it’s important to balance the inherent risks with the potential gains before adding AI into your environment.
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Industry Leaders – W. Capra Announce New Service Offering Focused on Mergers & Acquisitions for Convenience and Downstream Energy Retailing
W. Capra announced the launch of an extended service offering focused on early-stage M&A services for the Convenience & Downstream Energy industry. The new M&A services will position W. Capra team to work alongside clients in early-stage M&A planning for strategic advisory on the construction of the deals, planning and...
Prepping for the End of Year, Holidays, and 2025
As each year ends, merchants are forced to deal with the scramble related to holiday season sales and offers which ideally, are executed flawlessly from consumer interaction at point of purchase all the way through backend systems and related cash flows, and an eagerness to hit the start of the next...
Is Walmart’s real-time payments offer going to be a market mover?
It was recently announced that Walmart will be working with Fiserv to implement real-time payments for their customers using Fiserv’s real-time payment transaction rails. Real-time payments aren’t a new concept but have had slow bank adoption and even slower merchant and consumer assumption. Will Walmart’s move prompt banks and merchants alike...
Visa Sued for Monopolizing Debit Markets
The US DOJ recently announced a lawsuit against Visa, alleging it has engaged in monopolizing the debit network markets, entering into unlawful agreements to restrain trade, and violating the Sherman Act. Here's what merchants should know about it.
The Future of PCI DSS Scoping and Segmentation: What’s Changed?
he ever-evolving cybersecurity landscape has made it more urgent than ever to address these challenges, and the release of the new 2024 PCI DSS Scoping and Segmentation Guidance could not have come soon enough. The new supplement has evolved significantly from its 2017 predecessor, offering much-needed updates to help organizations...
Orchestrating Success: How Merchants Can Better Capitalize on the Benefits of Payment Orchestration
As the complexity of managing multiple payment channels and services continues to evolve, the concept of payment orchestration has garnered increasing attention in the merchant community. Despite this growing interest, there has been a notable lag in actual implementation of orchestration capabilities. Here we explore what payment orchestration is, why...
Decarbonization – From Energy Sources to Retail Deployment
With the alternative fuels market gaining significant traction, business leaders must grasp how this transition will impact their organization and how they can be part of the change toward decarbonization. As retailers consider installing EV (Electric Vehicle) or Hydrogen Fuel Cell chargers to handle the increasing consumer demand, they must...
Why You Need to Take a Deeper Look at Your Fleet Offering
Whether an organization maintains an existing proprietary fleet offering or is evaluating their third-party fleet payment providers, one of the most common barriers that retailers face when attempting to gain incremental market share is that their offering assumes a universal need across the fleet portfolio.
Electronic Benefits Transfer (EBT) State-Level Changes
The states of California and Oklahoma have recently decided to issue EBT EMV cards in a move designed to mitigate fraud. While the theory remains that this implementation will help to protect consumers, in practice the payment facilitators have not received the specifications to code to, and therefore will not...
Why do you need a partner to lead your technology and payment implementations?
For a merchant to unlock the full potential of new technology, partnering with the expertise of an organization like W. Capra is crucial. Conversely, for a vendor whose platform or product has been selected by a merchant, ensuring an efficient and effective implementation can help establish strong client relations and...
Why should merchants work with W. Capra on their Fraud Management program?
The most frequently stated struggle for fraud management teams is how to manage new areas of fraud to prevent lost revenues, but this is not where the only focus should be; successful programs do this while mitigating friction in their consumer experience.
