Payments & Commerce Optimization
Simplify Payment Complexity to Drive Profitability and Improve Customer Experience
Payments fuel your business. But facilitating those payments in ways that meet consumer expectations and maximize your margins is an increasingly complicated, ongoing effort. With the right support and payment ecosystem expertise, merchants and retailers can stay on top of ever-changing technologies, best practices, and regulations to deliver the best possible payments experience in the most profitable way.
Optimize payments from click to cash.
Taking a wholistic approach to payments is the key to optimizing performance and total costs, especially as new innovations are incorporated along the value chain. Only by fully understanding and considering the entire ecosystem can companies feel confident that their payment strategy and technologies are reliably and efficiently facilitating sales instead of undermining opportunities and margins.
With the W. Capra approach to Payments & Commerce Optimization you will:
Reduce and optimize your total payment system-related costs from acceptance fees to technology investments and operating expenses.
Leverage specialized payment system expertise and the hands-on support to fully understand, evaluate, and enhance payment ecosystem performance from end-to-end.
Ensure payment systems are available to customers when, where, and how they want to pay.
Enhance payment architectures and processes to create secure transactions and achieve regulatory compliance.
How We Help
Cost of Acceptance
Capitalize on Every Opportunity to Optimize Your Costs
Optimizing costs starts with an in-depth analysis of the many different interconnected layers of cost associated with taking a payment along with an objective analysis of payment system performance and current industry best practices. Armed with these insights, merchants can identify and execute immediate and long-term changes to the payment system architecture to take out costs and stop margin erosion.
Payments Strategy
Increase Sales with a Customer-First Payments Approach
Customers are always looking for faster, safer, and more convenient ways to pay, and your payment strategy must keep pace while keeping your business profitable and compliant. The right go-forward roadmap introduces the innovative payment offerings customers want in ways that will reduce your costs, mitigate risk, and enhance the customer experience, establishing a true competitive advantage for your business.
Mobile
Develop and Implement the Best Mobile Payments Strategy for Your Customers and Your Brand
Getting the payment aspect of the mobile experience right is critical to both capitalizing on sales opportunities and meeting your customers’ growing expectations for seamless interactions and transactions with your brand. Whether you are benchmarking, ready to implement, or somewhere in between, choose a mobile payments partner that can add immediate value at any phase.
Ordering/Checkout
Securely Turn Orders into Cash
Optimize the integration of payment flows within your point-of-sale ordering systems to streamline authorizations, maximize approval rates, reduce costs, and provide a seamless and secure experience for your customers. With expert guidance and hands-on support for your POS decisions, upgrades, and deployments, you can pave the way to seamless ordering.
Recurring Payments & Subscription
Maximize Cash Flow and Strengthen Long-Term Customer Relationships
While recurring payments and subscriptions represent a vital proportion of your topline, they introduce complexities and pitfalls that require a proactive approach to implementing best practices. By optimizing payment processes to better support profitable collection, you can ensure your customers and your business are served well.
RFP & Partner Selection
Select, Contract, and Maintain Productive Relationships with Suppliers
You can’t meet all your customers’ payment needs all on your own. Your partners are key to ensuring the best possible customer experience. And the methodology you rely on to choose and fully leverage those partnerships is key to expediting projects, driving the desired results and ROI, and ultimately delivering exceptional customer value.
Sourcing & Implementation
Accelerate ROI on New Technologies
New hardware, software, and support services can help control your costs—or add to them. Choosing the right solutions takes an end-to-end technology selection and implementation approach that considers your needs from discovery through deployment. Ultimately, the best solutions cost-effectively execute against your strategic vision and can be implemented in ways that mitigate business disruptions and fast-track results.
Is Walmart’s Real-Time Payments Offer Going to be a Market Mover?
It was recently announced that Walmart will be working with Fiserv to implement real-time payments for their customers using Fiserv’s real-time payment transaction rails. Real-time payments aren’t a new concept, as The Clearing House’s RTP network has been in the market for many years and the Federal Reserve’s FedNow offering joined the fray last year, with a slow trickle of bank adoption hastened somewhat in the last year, and even slower merchant and consumer assumption.
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Staff Augmentation
Keep your business transformation on track.
It can be hard to find the right people with the right skill set for any job these days, and your customer-first business transformation initiatives are no exception. Whether you need senior leadership, IT or payments specialists, business intelligence support, finance or accounting leadership, category managers, loyalty experts, or developers and programmers, recruiting and onboarding the best talent takes time and resources you don’t have to spare.
Whether it’s one of our own well-qualified team members or an industry associate, we make sure you get the talent you need to keep moving forward.
Opportunities for Impact Are
Everywhere. Let’s Get Started.
Contact us to learn more about how we can help.
