LEADERSHIP
Pat M. Raycroft
Founding Partner
Pat has extensive experience as part of senior management teams at BP and Amoco. He directed the development and implementation of IT consolidation and integration efforts required to support two successive multi-billion dollar mergers. He managed the design and implementation of Amoco’s retail systems including their site networking and card processing platforms. Pat has also led retail site architecture work, developed vendor strategies and executed RFP processes for POS and site connectivity, and developed strategies for loyalty programs.
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Insights
- How Should You Introduce AI to Your Security Toolset?There is no question that introducing AI capabilities into your company’s environment offers advantages for most business functions, including your company’s Security team, their processes, and the tools they use. However, it’s important to balance the inherent risks with the potential gains before adding AI into your environment.
- Prepping for the End of Year, Holidays, and 2025As each year ends, merchants are forced to deal with the scramble related to holiday season sales and offers which ideally, are executed flawlessly from consumer interaction at point of purchase all the way through backend systems and related cash flows, and an eagerness to hit the start of the next year and begin execution of strategic initiatives.
- Is Walmart’s real-time payments offer going to be a market mover?It was recently announced that Walmart will be working with Fiserv to implement real-time payments for their customers using Fiserv’s real-time payment transaction rails. Real-time payments aren’t a new concept but have had slow bank adoption and even slower merchant and consumer assumption. Will Walmart’s move prompt banks and merchants alike to move more quickly?
