The question of digital wallet acceptance is a tired one – but for many merchants a decision they might want to reconsider. Stored credentials, defined as a system or service that stores multiple payment methods for use across multiple websites, is not a new concept. In fact, many would say...
The Cashless Trend
Several organizations are making changes to go cashless or at least pilot the concept, including Massachusetts’ MBTA, American and United terminals in select airports (Miami being the latest) and Shake Shack’s recently opened cashless location in New York, to name a few. Living in the Seattle area, I have access...
Whitepaper: Managing Risk in Faster Payments Systems
Under direction from the Faster Payments Task Force (FPTF), the United States seeks to modernize its payments infrastructure and develop a new system which can provide safe, ubiquitous, and faster payment capabilities to all stakeholders in the payments value chain. The opportunities created by the instantaneous movement of money around...
W. Capra at NACS
NACS is fast approaching. Below are the sessions where you can find W. Capra. Come stop by for a visit! Session: Technology Edge CIO Panel Capra Resource: Loren Allston Role: Moderator Tuesday, Oct 18, 3:05pm - 3:55pm Session: Mobile Commerce - Let's Get Real Capra Resource: Ed Collupy Role: Moderator Tuesday,...
3 Keys to the Golden Rule
Has technology taken over the world? Our future seems to be driven by the next efficiency-maximizing cloud-based platform, or the next innovative gadget or app that promises exponential top line growth. As these technological changes move our world faster, I thought a friendly reminder about The Golden Rule would be...
Chargebacks: More than a Minor Headache Since the EMV Liability Shift
Five months after the 10/1/15 EMV liability shift of counterfeit and lost/stolen fraud from issuing banks to merchants, there is a growing concern throughout the payments industry regarding the high number of chargebacks being issued to merchants. While many merchants budgeted for an incremental increase, many merchants are seeing actual...
