Five months after the 10/1/15 EMV liability shift of counterfeit and lost/stolen fraud from issuing banks to merchants, there is a growing concern throughout the payments industry regarding the high number of chargebacks being issued to merchants. While many merchants budgeted for an incremental increase, many merchants are seeing actual chargebacks volumes increase at an…
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Do I Stay Branded?
Do I Stay Branded? Since exiting Retail, Major Oil (or Big Oil) has faced a number of Brand Conversions within their existing footprint. NACSOnline states, “Large, integrated oil companies, especially since 2007, have exited the retail business to focus more on resource production and refining operations. ExxonMobil, Shell, BP and ConocoPhillips have either begun or…
Introducing Book+: Priority = Do the Right Thing
In his latest post to CStoreDecisions, Ed Collupy reflects on and shares some reading he’s been doing recently as part of W. Capra’s Book Club, Book+: Over the years I’ve always had a book or two on my desk at work and near my comfy spot at home. Some I started and put aside, others…
Apple Pay: Not Yet Simple
We spend increasingly more time with our faces buried in our smart phones. We rely on our devices to socialize, stay current, or save us a minute or two in our crazy, stressful lives. So when Apple Pay launched in October 2014, promising a secure, simple payment solution to replace the cumbersome payment habit (wallet,…
Hybrid Cloud Computing
The following paper, published by the Cloud Standards Customer Council, contains contributions from Karl Scott, Executive Consultant, W. Capra Consulting Group: Practical Guide to Hybrid Cloud Computing The CSCC’s webinar on March 3rd will outline the key considerations that customers must take into account as they adopt hybrid cloud computing. The presentation will cover the strategic…
What They Didn't Tell You about EMV
Whether you consider yourself a marketer, dealer, jobber or convenience retailer in the Retail Petroleum industry, by now you’ve been told you need to act on implementing EMV, empower new forms of payment (mobile chief among them), or drive growth through robust loyalty offerings. The complex relationships and technologies that are critical to the infrastructure…
Opinion: Let’s Get Personal: Earn Loyalty via Security
In this article, reposted from CSPnet.com, W. Capra Partner, Matt Beale describes the steps that all retailers should take to perform an effective security health check. Who isn’t afraid of getting their information stolen—particularly their credit-card numbers? No one wants to see a random Caribbean cruise or flat-screen TV appear on their monthly statement. What most people…
W. Capra Proud to Support the AAIM
W. Capra is pleased to continue its support for the Alliance Against Intoxicated Motorists (AAIM). The AAIM was found in 1982 to bring public attention to our roadways caused by impaired drivers and to prevent future tragedies. In order to continue its life-saving programs, the AAIM depends on donations from concerned citizens who share a…
Changing Weather Patterns: Managing Supplier Cyber Security Risk in the age of Cloud Services
W Capra is proud to again host the Technology Executives Club: Cyber Security Roundtable Group on January 29 in Chicago. “Changing Weather Patterns: Managing Supplier Cyber Security Risk in the age of Cloud Services” is the topic. We are excited to have Patrick Skerrett from iManage leading the discussion. This event is a non-sales, peer…
5 IT Strategy Questions to Keep in Mind for 2016
2014 was about asking questions. In 2015, the IT ecosystem geared up to determine what technology could address these questions. 2016 is the year for mass adoption of new technology and utilizing new infrastructures to address emerging challenges. From payments to consumer engagement to security, W. Capra presents the top five cross-functional questions that should…
Unwrap the eB2B Gift
The following article is reposted from CStore Decisions and features commentary by Ed Collupy, executive consultant, W. Capra Consulting Group. It’s the time of year of giving and reflection—throughout the convenience store industry people come together in many different forums and give of their time to help each other and you. As I look back on…
EMV Watch: Speed Up Checkout this Holiday Season
The holiday shopping season officially kicked off this past Friday as retailers launched their Black Friday sales. While retailers have been honing their holiday sales processes for years, the transition to EMV has the potential to throw off the delicate balance of customer support, fraud protection, and checkout speeds that retailers are used too. The…